- what is a bridging loan? - what should I ask? - other types of finance - broker or lender? - jargon buster

Welcome to the bridging loan resource centre.

The aim of this web site is to help individuals who are in need of some form of finance to "bridge a financial gap". For most people and most brokers the need for a bridging loan is a one off experience so it is hard to get advice from other individuals that have had a need for a bridging loan.

Most importantly this site has been put together through my own personal experience of this type of finance and to help people avoid some of the less reputable lenders. It may also lead to you being able to find a cheaper alternative to this kind of finance, or help you to find a high street bank that can help. I have been a mortgage broker for many years and have specialised in people looking for a bridging loan for nearly five years. I do not wish to give my identity, to try and make sure that this web site is as unbiased as possible. Using this web site will give you the tools you need to make sure that if a bridging loan is the most suitable solution you have the right questions to ask to make sure you avoid ending up with a lender that may let you down by reneging on the original terms of the loan or one that will allow you to complete but will have hidden terms that may mean you will pay more than you think.

All brokers that wish to be added have been vetted by me to make sure they are offering a professional service and all lenders are vetted to make sure they do not impose unfair terms.

To get the most from this web site please click on the sub-headings under the tabs. This will give you a better understanding of the industry and within the "what should I ask?" section you can download a form so that you are able to ask the right questions. I would finally like to say that I would advise that you use a broker as they will place you with the best deal across the whole of market, also som2e lenders are more comfortable if the deal is being handled by the broker as some assurance of an exit route can be given. For example, if the bridging loan is nearing the end of its term then maybe a longer term form of financce can be arranged such as a mortgage or secured loan. If you have any comments you would like to make please use the contact section where you can submit a comment.

This web site is a resource centre for informaiton on bridging loans and is designed to give a guide only.
For a bridging loan quote or advice please go to "find a broker" or "find a lender".